Hi, I’m Danielle! My husband, Tyler, and I are following Dave Ramsey’s baby steps to financial freedom. Currently in Baby Step 3. This is our real life, with real numbers.
Referral Links:
Ibotta shopping app:
Shopkick shopping app: Use code DEAL292412 or download
Capital One 360 checking account for interest accruing sinking funds with $25 bonus for new accounts:
My favorite essential oils from Young Living- buy or sign up to get discounts:
Teami 15% discount code: HAPPY15 at
Dollar Shave Club:
Amazon Prime:
Erin Condren Life Planner $10 coupon code:
Mail: Danielle- Happy Budgeter
353 Jonestown Rd Ste. 192
Winston-Salem, NC 27104
Email: happybudgeter@gmail.com
Instagram: instagram.com/happybudgeter/
I’m not a professional, I just like this stuff. Some links are affiliate links.
source: https://banglasemantics.net
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That is so true…if a budget isn't reconciled, you mind as well just throw your money up in the air and hope it lands in all the right places and then get frustrated when you realize it didn't.
Taxes alowance set at zero no longer guarantees that you don't have to pay. The new changes…now have to set allowawat zero and havw amount taken out of check monthly. It's so crazy!!!